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The debt counselling program came into effect on the 1st of June 2007, following the enactment into law of the National Credit Act no. 34 of 2005. This Act provides for consumers to go through debt counselling before filing for other debt relief measures such as debt administration and insolvency. These have devastating effects in terms of crippling future borrowing capacity and carry large financial and legal costs. Debt counselling is your right to a financial fresh start.
Debt Sage works with creditors to help individuals get out of debt without taking an additional loan. Money is not loaned, but a manageable repayment plan is achieved through loan modification, which includes lowering the interest rate or extending the term of the loan among alternative techniques.
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Connect with our Debt Counsellors to determine the right relief option for you
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When clients contact Debt Sage, our professionally trained and certified Debt Counsellors will:
Debt Sage’s Debt Counsellors will:
At the end of the counselling session, you will feel good knowing that there are options available and that you are not alone.