Debt Health Check

Learn how to get your debt under control. Take our debt test to work out and determine your level of debt and see how you can get back on track with your finances.

What is Debt Health Check?

Taking a debt test is a very important first step to taking back control of your finances and quality of life. Remember, if you are deep in debt it means that you cannot play in the saving and investment field which is basically building wealth. The only way that one can work their way out of debt is by first understanding the position of their finances, and coming up with a game plan which includes establishing good money habits which include staying out of debt, spending less, and staying committed.

Doing a credit check and taking the debt quiz as a first step will mean you’re closer to having everything under control. To get a free credit reportcredit report for a credit check fill in the call back form or the contact us form and we will give you a call back for the credit report.

To take a debt quiz CLICK HERE. 

Identity theft is real, we will protect your credit information by asking you to provide consent first before we can proceed and pull up your credit report. You will receive an SMS from us to which you need to reply 1. 

Why is A Debt Health Check Important?

Listen closely, if you are not happy and feel that your information with the credit bureaus is not up to date, we can also assist in the following ways:

• obtaining your credit report and helping you study and understand the information listed on your credit report;
• negotiating repayments to settle outstanding debts in order to have the information removed;
• identifying information that qualifies for removal from your credit report, for example, in the event the debt has been prescribed in terms of the Prescription Act 68 of 1969;
• identify information that does not qualify for removal, and advise what can be done to remove this information from your credit reports.

LODGING A dispute with the credit bureaus

It is well within your rights to lodge a dispute on incomplete or inaccurate information appearing on your credit report.  According to Regulation No. R. 144 of the National Credit Regulator, credit bureaus must comply with the request to remove adverse consumer credit information and information relating to paid-up judgments. A consumer can and has a right to lodge a query or complaint with the credit bureaus.

Please find the list of credit bureaus to lodge a complaint on your profile.

Transunion – 0861 482 482

Experian- 0861 105 665

Compuscan now Experian  - 011 799 3400

XDS - 011 645 9100 

We are here to help. Let us call you back. Send us your details via the contact form and we will call you back for a debt health check.