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  • Action Plans & Tips

    Action Plans & Tips

    Credit and debt: What does it mean to use credit wisely?

  • Action Plans & Tips

    Action Plans & Tips

    Credit and debt: What does it mean to use credit wisely?

What does it mean to use credit wisely?

Credit is not always the best choice under all circumstances. Unless you pay your debt in full before finance charges accrue, purchases made with credit will cost more than those made with cash. Sometimes it is impossible to avoid finance charges because interest begins accruing immediately. If you do use credit, always make the minimum monthly payment by the due date and try to pay off your debt as soon as possible.

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