Credit Health

A Section 129 notice is the last step before your credit provider takes legal action against you. Under no circumstances should you ignore important letters like a Section 129 notice. Why is It...

Credit life insurance is insurance coverage for consumers taking out credit, e.g. mortgages/home loans, vehicle finance, personal loans, and credit card debt. What's Covered? Generally, credit life...

In terms of Section 70 of the National Credit Act (NCA), a credit bureau is an entity that collects, compiles and reports consumer credit information, filed from any credit provider, for the purposes ...

Debt review, also called debt counselling, is a financial lifeline for many individuals who find themselves struggling to service their debt and make ends meet. It's a structured and regulated...

Your credit score and credit report are very important parts of your financial wellness. Credit providers use credit scores and the credit report to decide whether to advance any credit to you...

Debt counsellors are defined as natural persons who are registered by the National Credit Regulator (NCR), in terms of section 44 of the National Credit Act (NCA), offering a service of debt...

Debt review fees which are payable by you as the consumer, are tightly regulated by the National Credit Regulator. Fees are payable in month 1 or within the first 30 days from the date of your...