CALL OUR EXPERTS: 010 005 5350 | OPERATING HOURS: Mon to Fri: 08h00 - 17h00; Sat: 09h00- 13h00

South Africa’s reliable debt management company

Debt Sage is South Africa’s leading, most reliable and transparent debt counselling company. We help clients take control of their finances and their quality of life by applying for debt review. Debt counselling is otherwise known as debt review. Debt Sage is guiding over-indebted consumers in South Africa to resolve the debt problem and gain financial independence. This allows our clients to start creating wealth and retire with dignity.

You can rest be assured that our debt counselling service is confidential, professional and of the highest quality. It is this experience, coupled with our dedication to giving you a compassionate, complete and competent service that sets us apart.

Complete our Free Call Back Form to get a no obligation debt assessment and a free credit check.

HOW DO you know when to apply for debt review?

  • If your accounts are 2-3 or more months in arrears.
  • If you are struggling to pay your monthly instalments and you don't know what to do.
  • If you have received final demand letters from credit providers (Section 129) and lawyers.
  • If you are getting endless calls from credit providers and lawyers demanding payments.
  • If after deducting your household living expenses from your net income you have less cash left over than the monthly instalments on your debt then you may apply for debt counselling.


  • Negotiate with your credit providers so that you pay lower monthly instalments
    that you can afford.
  • Negotiate that you pay reduced interest rates.
  • Consolidate all your debt into one easy monthly payment that pays your debt.
  • Become debt free without losing your assets, i.e home and motor vehicle.
  • Avoid being blacklisted.
  • Avoid large legal costs. You benefit from the lowest legal fees in the industry.
  • Develop a workable household budget that you can live with.

Free Call Back form

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We offer free consultation and
no upfront fees


We pull a free credit report
and do a free debt assessment


We offer free advice so that you
make the right financial decisions


Earn R400 cash when
you refer someone to us


We provide aftercare services
until debt is settled


Our Debt Counsellors are registered and certified by the National Credit Regulator (NCR)

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Call: 010 005 5350

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