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  • Debt Counselling

    Debt Counselling

    Debt counselling is your right to a financial fresh start.

  • Debt Counselling

    Debt Counselling

    Debt counselling is your right to a financial fresh start.

What is Debt Counselling?

The debt counselling program came into effect on the 1st of June 2007, following the enactment into law of the National Credit Act no. 34 of 2005. This Act provides for consumers to go through debt counselling before filing for other debt relief measures such as debt administration and insolvency. These have devastating effects in terms of crippling future borrowing capacity and carry large financial and legal costs. Debt Counselling is also known as Debt Review.

Debt Counselling in South Africa aims:

  • To assist over-indebted consumers.
  • To identify and profile cases of reckless lending with the aim to get the cases suspended.
  • While you cannot borrow while under debt review. Once debts are paid up you are issued with a clearance certificate.

Debt Sage works with creditors to help individuals get out of debt without taking an additional loan. Money is not loaned, but a manageable repayment plan is achieved through loan modification, which includes lowering the interest rate or extending the term of the loan among alternative techniques.

1

Contact Debt Sage

2

Connect with our Debt Counsellors to determine the right relief option for you

3

Receive a free quote from Debt Sage

4

Start rebuilding your financial future

ROLE OF DEBT SAGE’S DEBT COUNSELLORS

When clients contact Debt Sage, our professionally trained and certified Debt Counsellors will:

  • Assess whether a consumer is over-indebted.
  • Check for reckless lending arrangements issued by credit providers.
  • Place over-indebted clients under debt review.
  • Advise credit providers and credit bureaus of the client’s financial situation.
  • Develop a debt restructuring / debt consolidation plan so the client can become debt free after a certain period.

Debt Sage’s Debt Counsellors will:

  • Evaluate our current financial situation.
  • Provide you with a detailed review of your income and expenses.
  • Develop a workable budget that you can live with.
  • Enable you to pay off your debt within 5 years, through our debt counselling program.

At the end of the debt counselling session, you will feel good knowing that there are options available and that you are not alone. Contact our debt counselling experts today on 010 005 5350 or send us an email at info@debtsage.co.za

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ARE YOU INTERESTED IN OUR DEBT COUNSELLING SERVICES?

Please call our consultants on +27 10 005 5350, send us a mail to info@debtsage.co.za or complete our contact form.

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Call: +27 10 005 5350
Email: info@debtsage.co.za


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