Debt Counselling in Midrand

If you live in Midrand and you are experiencing debt problems debt counselling services from Debt Sage could be what you need to improve your daily cash flow needs. Debt Sage is a leading debt counselling firm with many years of experience in the debt counselling industry.

We renegotiate all your outstanding credit agreements with your credit providers thereby reducing your monthly debt repayments to levels that you can afford and successfully help you get out of debt without having to take on further debt.

If you are over-indebted as a result of reckless lending, our debt counsellors will check for reckless lending agreements issued by credit providers and seek for the credit agreements to be rescinded.

A credit agreement is reckless if the creditor fails to conduct a detailed financial assessment on behalf of the client and still offers them credit.

If the consumer does not understand the risks, costs and obligations created by the proposed credit agreement or if the credit provider conduct an assessment and conclude that entering into the proposed credit agreement would cause the potential consumer to become over-indebted, but still enters into the credit agreement with the consumer, such credit agreement is classified as reckless lending practice.

Credit is reckless when:

If a credit provider gives a consumer credit recklessly, a court can decide to either make the reckless credit provider wait till after all other debt is repaid before they receive a cent or the debt can be written off.

Contact Debt Sage, the debt counselling experts today. We will together review your case and see how we can help you. We offer free financial advice and health checks so that one can make the right financial decision. We are able to help you consolidate your debts into one easy monthly payment that will simplify your financial life.