The y-o-y growth rates in debt summonses and judgements both declined to 3.1% in September relative to 6.9% in August. The 3Q2016 growth rates in civil cases for debt for private persons also declined to 3.1% compared with 4.0% for the 2Q2016. (Source: Stats SA).
This suggests that the rate of deterioration in household incomes has slowed. Interest rates that have been held constant since March by the Reserve Bank have partly contributed to this improvement. Of late inflation, has also been coming in lower than expected. Programs such as debt counselling are also contributing to this improvement.